KAISER CROP INSURANCE SERVICES

Crop Hail

Understanding Crop Hail Insurance


Most hailstorms last less than five minutes and in that amount of time, Mother Nature can deal crushing damage to your crops and profitability. Crop Hail coverage provides protection against physical damage from hail and/or fire. With customizable coverage levels and the ability to insure individual fields, it allows you to tailor protection to your specific operation.

When severe weather strikes, timely and accurate loss adjustment ensures you can recover quickly and keep your operation moving forward with confidence.

Growing Season Peace of Mind

Crop hail insurance is designed to work alongside your multi-peril policy, giving you added protection when weather strikes fast. Coverage is based on a dollar amount per acre and helps protect against hail damage specifically—one of the most common and costly risks in agriculture.

With flexible deductible options (typically 5%–20%), you can choose a plan that fits your risk tolerance and budget. Some enhanced options even offer little to no deductible and begin paying at lower loss levels compared to standard plans.

At Kaiser Crop Insurance, we don’t believe in one-size-fits-all coverage. We take the time to walk through your options using simple visuals and real examples so you understand exactly what you’re getting - and when it pays. Every operation is different and your coverage should be too. We’re here to walk you through your options and help you make a confident decision for your farm!

Important Key Dates

Wind & Green Snap Binding Deadline - July 1st

Carry Over Coverage Deadline

  • Wheat - May 1st

  • Spring Crops - June 1st

Green corn plants growing in a field under a blue sky with a few clouds.

TOGETHER

WORK

LET’S

Crop insurance isn’t one-size-fits-all—your operation deserves a plan built specifically for you. Get ahold of KCI for top-notch service, trusted expertise, and coverage that works as hard as you do.