KAISER CROP INSURANCE SERVICES
Multi-Peril Crop Insurance (MPCI)
ABOUT REVENUE PROTECTION
Protect your yield. Secure your revenue.
Farming isn’t just a way of life - it’s your livelihood. That’s why protecting your income matters just as much as protecting your crop.
Revenue Protection (RP) is one of the most popular multi-peril crop insurance options, designed to safeguard your operation from both yield loss and market price changes. Simply put, it helps protect your bottom line when things don’t go as planned.
RP coverage is based on whichever is higher - the projected (base) price or the harvest price - helping ensure you’re covered even if the market shifts during the growing season. You can also choose the level of protection that fits your operation, typically ranging from 50% to 85% of your approved average yield.
More about Revenue Protection
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This coverage protects against a wide range of risks, including:
Frost
Insects
Disease
Price fluctuations at harvest
Drought
Excess moisture
Hail
Wind
Other Considerations:
Enhanced Coverage Option (ECO)
ECO is an endorsement added to your existing Multi-Peril Crop Insurance (MPCI) policy. It’s designed to provide extra protection for the top portion of your crop loss, sometimes called “shallow-loss” coverage.
ECO is area-based, meaning it looks at county-level results rather than just your individual farm’s production.
It covers losses from 86% up to 90% or 95% of your insured yield or revenue, depending on your policy.
Essentially, ECO helps fill the gap between your standard MPCI coverage and a near-full loss scenario, giving you confidence that even smaller losses won’t slip through the cracks.
Supplemental Coverage Option (SCO)
SCO works alongside your MPCI policy, whether you have Revenue Protection, Yield Protection, or an Actual Production History plan. SCO provides area-based supplemental coverage for losses up to 86%, adding an extra layer of security.
SCO pays out based on county-level yield or revenue losses, not just your individual farm.
This means your policy can provide protection even if your farm doesn’t experience a direct loss, as long as your county does.
SCO is a smart way to combine individual and area-based coverage, giving you broader protection without having to increase your individual coverage level.
Both ECO and SCO are designed to fill gaps in your crop insurance coverage, helping protect your farm from smaller, yet impactful, losses that could affect your bottom line.
Please be mindful of key MPCI dates that can be found on the Resources page.
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Crop insurance isn’t one-size-fits-all—your operation deserves a plan built specifically for you. Get ahold of KCI for top-notch service, trusted expertise, and coverage that works as hard as you do.